According to news reports, USMotivation sent its employees home and closed operations without warning on a Friday afternoon in February 2017. No company, no matter how large, is immune to business failure.

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According to news reports, Thomas Cook, the 178-year-old British travel company and airline, declared bankruptcy on a Monday morning in September 2019, suspending operations and leaving hundreds of thousands of travelers stranded worldwide

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In October 2013, according to news reports, GEP initially closed its 7 owned Destination Management Company (DMC) offices, and later the GEP DMC representation network and Krisam Group hotel representation companies, taking with it significant client advance deposits and supplier payments owing.

By April 2016, construction for the Baha Mar three-hotel resort complex was halted for nearly one-year following an investor's Chapter 11 bankruptcy.  The resort did finally opened, with only one-hotel, the Grand Hyatt.  Paying advance deposits on a not-yet-built asset involves considerable financial risk.

Because of Congrex's size, as one of the largest PCOs in the world, clients were reassured and had no reason to request financial guarantees for their deposits.    According to news reports, Congrex filed for bankruptcy taking with it significant client advance deposits and supplier payments owing.